Buying a used car, whether you do it with cash or by getting a loan, can be an expensive task. Even if you only want something to get from point A to point B, you still don’t want a car that looks like an old pile of scrap metal. You don’t want a car that’s going to break down on you, either.
What many people fail to consider when weighing the cost of used cars is insurance premiums. Many people think that similar used cars in the same price range will have the same insurance costs. That might seem like sound logic, but that isn’t always the case when dealing with insurance costs.
If you’re on a budget, take the time to do your homework on insurance costs. Use this guide to help you figure out which used cars offer the best insurance costs for you.
You’ll still need to look at several vehicles before buying in most cases, but arming yourself with a bit of extra information is always a great idea.
The Toyota Camry might make every affordable used car list out there, but that’s because they really are dependable cars. They don’t look or drive too bad either, so they’re an ideal car for almost anybody on a budget.
The Toyota Camry’s ubiquitous nature also ensures parts availability and low repair costs. That and a time-tested track record of long life will keep your insurance premiums down even if you live in a busy, congested city where rates are typically very high.
2008 Buick Lucerne
The 2008 Buick Lucerne may not be the most exciting car on the road, but if you’re looking for a used car that won’t cost you a ton of money, that really is a blessing in disguise. That’s because the 2008 Buick Lucerne is a standard Buick that doesn’t have a lot of fancy trimmings and parts that will cost you a ton of money to replace.
If you’re looking for the perfect family sedan, the Buick Lucerne also fits the bill quite well in that area, too. With multiple safety features, including blind-side zone alert that lets you find the curb and oncoming cars when parking, this Buick is built to withstand the day-to-day perils of family driving.
It may not be flashy and it may not go from 0 to 60 in four seconds, but the Buick Lucerne is a dependable, affordable car that’s easy on the eyes and comfortable to drive.
The Volvo S80 may not be a sports car, but on a list where it’s all about affordability, it may be the closest you can come and still expect reasonable insurance premiums. Designed to look and feel just a bit sportier than your average family sedan, the Volvo S80 is pretty sleek given its four-door design and body style.
While the Volvo S80 is great for moving kids and family around, it’s also an ideal car to make you feel good when you open it up – obeying speed limit laws, of course – on the open road. Its design and age also mean it won’t cost your insurance company a ton in parts, which ensures pretty low premiums for you.
Visit Simply Autos to learn more about buying a used car and how you can save on any model you’re looking for. We know buying a used car is a big decision, and Simply Autos can help you find the perfect vehicle for your needs.